Attention homeowners in Dothan and Houston County: Get an Appraisal today!
The top 7 reasons why AL homeowners order from Jamie Shertzer Appraisals:
Own a home in or near Dothan, AL and need help deciding the price of it?
We at Jamie Shertzer Appraisals understand the special needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Jamie Shertzer Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
PMI Removal Appraisals
A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Jamie Shertzer Appraisals, we're qualified in helping people just like you delete unnecessary PMI insurance.
Challenge Houston county's assessment of your property
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Jamie Shertzer Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Jamie Shertzer Appraisals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Jamie Shertzer Appraisals can help you with that. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.